What is SSI and SSA?
SSI is a federal program that provide financial assistance to people with limited income and resources who are either aged 65 or older, blind, or disabled. Unlike Social Security Benefits, which are based on work history and earnings, SSI is needs-based, meaning it’s designed to help people who don’t have enough resources to meet basic living expenses. SSA is a federal government agency responsible for administering Social Security programs, including SSI, Social Security Disability insurance (SSDI), and retirement benefits.
Are You Eligible?
To qualify for SSI, individuals must meet the following requirements:
- U.S. citizen or lawful resident
- Must have limited income and few resources:
- Typically less than $2000 in assets ($3000 for couples).
- income limits vary by state and living situation.
- Must be either:
- 65 or older
- Blind
- Disabled (unable to work due to a medical condition expected to last at least 12 months or result in death)
What Does SSI and SSA provide?
- Maximum federal monthly payment (before any state supplements):
- $943 for individuals
- $1,415 for couples (married and both eligible)
- Some states provide additional payments (also known as: State Supplements).
SSI Application
- Required documents include:
- Medical records
- Proof of income/resources
- Citizenship/residency status